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How did Primerica get a bad reputation when they are the biggest financial company in Canada, U.S, etc.?

Being a trillion dollar company, I find it hard to believe that primerica is a scam but then again, their plan is to help families in a way which seems to be too good to be true? Getting people out of debt as fast as they could? Well believe it or not… I have seen it with my own eyes that primerica does change many lives, and they don't convince you to buy anything, they basically teach you how money works and then talks about your life insurance and w.e… wheater you are getting ripped off or not, and if primerica can do a better job. It's this families decision to see wheter or not they want to join or not, primerica doesn't do anything in convincing, but in helping. It's kind of like social work, but in a business perspectives, helping people financially. I remember a rep from primerica who came over and thought my family about how money works and my parents found it amusing, they told my parents if they don't mind, if they can bring their policies and w.e… the rep looked at it and said “hey you guys are doing great” and didn't bother selling anything… even tho he lost business, primerica isn't in it just for the money. You have to be dedicated in helping people and starting your own business at the same time.
It's hard to believe it's a scam…
I just wonder how they got a bad reputation?

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